Our History


At MidSouth Bank, our roots have long been established in independent, community banking.  Founded in January, 1912, during an era when many community leaders across the nation formed banks to meet the needs of neighborhood families and business owners, we opened our doors with just $18,000 in assets.   From the start, we embraced a helpful brand of banking from which we have never wavered:  responsive service focused on valued relationships with our customers.  

With assets approaching $400 million, Alabama locations in Ashford, Clayton, Dothan, Eufaula, and Auburn, and Florida locations in Panama City and Fort Walton Beach, we are well positioned to expand our footprint and our style of banking throughout the local area. 

At MidSouth Bank, we embrace banking as a commitment to our local communities.  Our approach involves more than just opening accounts and handling transactions. We strive to build our bank as an integral part of each market we serve – large enough to offer comprehensive financial solutions, yet small enough to make the financial goals of our customers our highest priority.