Case Studies

Save Money
Use Cash More Effectively to Purchase Needed Inventory

The Client

Tony White, Owner Operator II Tonys' Marine, Destin, Florida


Save Money by restructuring debt to expand operation while avoiding negative cash flow impact.


In business for over fifteen years servicing the commercial fleet, private yachts and recreational boats in the Destin area, II Tonys’ Marine, Inc., offers the sales, installation and service of marine engines.  They also outfit boats with refrigeration, air conditioners and generators. 

The Challenge

As II Tonys’ grew so did their needs for space.  In fact they were turning down business because their facility just could not support it.  They had put just about all the tools, inventory and repair room they could in their initial space.  It was either stay their current size and turn down business, move to another location or expand.  When the commercial space next to them went up for sale, they saw the chance to expand without having to relocate their entire operation.  If they could get this space, they could comfortably accelerate their growth 

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Our Officers & Directors

MidSouth Bank Board of Directors

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Catherine M. Wilson

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