MidSouth Bank

Our History

At MidSouth Bank, our roots have long been established in independent, community banking. Founded in January 1912, during an era when many community leaders across the nation formed banks to meet the needs of neighborhood families and business owners, we opened our doors with just $18,000 in assets. From the start, we embraced a helpful brand of banking from which we have never wavered: responsive service focused on valued relationships with our customers.

With assets over $600 million, we are well-positioned to expand our footprint and our style of banking. MidSouth Bank is growing to serve your needs and has expanded services throughout the local region to include Alabama locations in Ashford, Clayton, Dothan, Eufaula, and Auburn; Florida locations in Panama City, Panama City Beach, Fort Walton Beach, and Tallahassee; and a new loan office in Pensacola, Florida.

At MidSouth Bank, we embrace banking as a commitment to our local communities. Our approach involves more than just opening accounts and handling transactions. We strive to build our bank as an integral part of each market we serve – large enough to offer comprehensive financial solutions, yet small enough to make the financial goals of our customers our highest priority.

Our Community

At MidSouth Bank, our strength is built on the communities we serve, and we are a proud supporter of many events, non-profit organizations, and activities. However, we take the most pride in enriching and enhancing the lives of our customers and our communities. If you are interested in MidSouth Bank sponsoring your event, gathering donations for your cause, or volunteering time and resources, please contact the local MidSouth Bank Branch in your community.

The Community Reinvestment Act of 1977 (CRA) was enacted to ensure banks support the diverse financial needs across the communities they serve, including the needs of low- and moderate-income areas through community development activities. MidSouth Bank is focused on strengthening the underserved areas and populations that often face greater barriers to financial success. The last CRA exam for MidSouth Bank was performed in 2024 and resulted in an institutional rating of Satisfactory. A copy of the CRA Public File is available online.