Personal Checking
MidSouth Bank offers personalized solutions for all your banking needs.
Enjoy the convenience of accessing your account information 24 hours a day. MidSouth Bank Online Banking lets you:
- Pay your bills electronically
- Review your account balances
- Confirm that your checks have cleared
- Transfer funds
- Record ATM or Debit Card transactions
- Make loan payments
- Reorder checks
- Order Stop Payments
- Order Savings Bonds
- Free Online Bill Pay service with Direct Deposit
Monthly fee for Bill Pay service is $8 and includes 10 transactions ($0.39 for each over 10)
Back to Top
Free Choice CHECKING
If you don't want to keep a minimum balance in your checking account, then our Free Choice account could be the MidSouth account for you. With Free Choice, you choose no monthly service fee, no minimum balance and no direct deposit requirements - it's your Free Choice! Discover the Benefits of Free Choice Checking.
- No monthly maintenance fee
- No minimum balance requirement
- No direct deposit requirement
- Free first order of standard checks
- Free Master Money debit card
- Free Online Banking
- Bill Pay Online Banking (free for 6 months)
- FREE 24-Hour Telephone Banking
- Free use of MidSouth ATMs at each location
- Free Notary service
- Unlimited check writing
- Monthly Image Statements
|
Regular Checking
Initial deposit to open account is $100
- Minimum monthly balance to avoid service charge is $500 or average monthly balance of $1,000
- Service charge if ledger balance drops below $500 during statement cycle is $7
- Free MasterMoney™ Debit Card
- FREE Online Banking
- FREE 24-Hour Telephone Banking
- Free use of MidSouth ATMs at each location
- Monthly Image Statements
|
|
Back to Top
|
Student Checking
Initial deposit to open account is $100
- Free to students through age 22
- Free MasterMoney™ Debit Card
- FREE Online Banking
- FREE 24-Hour Telephone Banking
- Free use of MidSouth ATMs at each location
- Monthly Image Statements
|
Advantage Account
Initial deposit to open account is $100
- Monthly membership fee is $9
- Minimum daily balance to earn interest on your account is $1,000
- Travelers Checks, Cashiers Checks* and Money Orders*
- $10,000 accidental death insurance
- 25% discount on Safe Deposit Boxes
- Free personal checks
- Free MasterMoney™ Debit Card
- FREE Online Banking with Bill Pay service
- FREE 24-Hour Telephone Banking
- Free use of MidSouth ATMs at each location
- Monthly Image Statements
*limited to three free per month
|
|
Back to Top
|
Primeplus
Initial deposit to open is $100
- Customers age 50 or better receive all the benefits of Advantage Accounts absolutely free (with exception of $10,000 accidental death insurance)
- Initial deposit to open is $100
- Minimum daily balance to earn interest on your account is $500
- Additional 25 basis points on CDs
|
Super NOW
Initial deposit to open account is $1,500
- Minimum monthly balance to avoid service charge is $1,500 or average monthly balance of $2,500
- Service charge if ledger balance drops below $1,500 during statement cycle is $9
- Free MasterMoney™ Debit Card
- FREE Online Banking
- FREE 24-Hour Telephone Banking
- Free use of MidSouth ATMs at each location
- Monthly Image StatementsSee Interest Rate Information for current rates
|
|
Back to Top
|
