Other Services

Internet Banking

Electronic Bill Pay service (free for first 3 months)
Account inquiry
Transfer funds between accounts
Make loan payments
Check reorder
Stop payment order
Savings bond orders
Monthly fee for Bill Pay service is $8 and includes 10 transactions ($0.39 for each over 10)
Free Bill Pay service with Direct Deposit

Telephone Banking

Call 1-800-216-3158
Access your account information 24 hours a day
Checking, Savings, CDs and Loans
Request a fax with your account information
Transfer funds between accounts
Verify deposits and withdrawals
Make loan payments
Check current interest rates

Overdraft Protection

Annual fee is $25
Draws are advanced in increments of $100, up to your credit line limit
Subject to normal credit approval

Debit Card

Use our MasterMoney^™ Card to make purchases from your checking account wherever you see the MasterCard^™ logo and at MSB ATMs or ATMs on the shared network.

Credit Card Services

Prime Advantage Credit Card

Visa/MasterCard Classic or Gold Card.
No annual fee.
Low, variable annual percentage rate (National prime rate plus 5.9%)*.
25 day interest-free grace period.
Free balance transfers.
Convenience checks.

Safe Deposit Boxes

Safe Deposit Boxes can be rented at each MidSouth Bank location. Please contact your local office for box availability. Sizes vary by location.

2x4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $20.00
2x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $22.50
3x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $25.00
4x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $35.00
5x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $37.50
3x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $40.00
5x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..$65.00
6x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $75.00
10x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $100.00

Platinum Advantage Credit Card

VISA Platinum Card
Earn airline miles on your choice of airlines with no black out dates or seat restrictions
$25 annual fee
Low, variable interest rate of Prime Rate + 7.9%
25 day grace period
Free balance transfers
Higher spending limits

* As published in The Wall Street Journal of the third Tuesday of each March, June, September, and December.