Telephone Banking
- Call 1-800-216-3158
- Access your account information 24 hours a day
- Checking, Savings, CDs and Loans
- Request a fax with your account information
- Transfer funds between accounts
- Verify deposits and withdrawals
- Make loan payments
- Check current interest rates
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Overdraft Protection Products
- Smart Line, an overdraft protection loan, with draws in increments of $100 up to your credit limit and a $25 annual fee. Subject to normal credit approval.
- Smart Link, an overdraft protection plan linked to one of your other accounts, with draws in increments of $50, a $10 per overdraft transfer fee and no annual fee.
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Debit Card
- Use our MasterMoney™ Card to make purchases from your checking account wherever you see the MasterCard™ logo and at MSB ATMs or ATMs on the shared network.
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Credit Card Services
Prime Advantage Credit Card
- Visa/MasterCard Classic or Gold Card.
- No annual fee.
- Low, variable annual percentage rate (National prime rate plus 5.9%)*.
- 25 day interest-free grace period.
- Free balance transfers.
- Convenience checks.
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Safe Deposit Boxes
Safe Deposit Boxes can be rented at each MidSouth Bank location. Please contact your local office for box availability. Sizes vary by location.
2x4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $20.00
2x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $22.50
3x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $25.00
4x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $35.00
5x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $37.50
3x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $40.00
5x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..$65.00
6x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $75.00
10x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $100.00
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Platinum Advantage Credit Card
- VISA Platinum Card
- Earn airline miles on your choice of airlines with no black out dates or seat restrictions
- $25 annual fee
- Low, variable interest rate of Prime Rate + 7.9%
- 25 day grace period
- Free balance transfers
- Higher spending limits
* As published in The Wall Street Journal of the third Tuesday of each March, June, September, and December.
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Other Services
