Business Savings

REGULAR SAVINGS

Initial deposit to open is $100

Minimum quarterly balance to avoid service charge is $100
Service charge if ledger balance drops below $100 during statement cycle is $6
FREE Online Banking
FREE 24-Hour Telephone Banking

Super Money Market

Initial deposit to open account is $2,500

Minimum monthly balance to avoid service charge is $2,500 or average monthly balance of $10,000
Service charge if ledger balance drops below $2,500 during statement cycle is $10
See Interest Rate Information for current rates
FREE Online Banking
FREE 24-Hour Telephone Banking

Liquid CD

Initial deposit to open is $2,500

One free withdrawal per quarter
Additional deposits of at least $500 allowed
$25 fee for excess withdrawals
Minimum balance of $2,500 required to earn interest
See Interest Rate Information for current rates.
Interest rate is variable and may change at anytime, at our discretion.
FREE Online Banking
FREE 24-Hour Telephone Banking

You may make six withdrawals or transfers from your savings account each statement cycle. Excess withdrawals will be service charged as indicated under Schedule of Fees.

At our discretion, our interest rate and annual percentage yield may change at any time. You must maintain the minimum balance stated for your account each day to obtain the annual percentage yield listed under "Current Rate Information". Interest begins to accrue no later than the business day on which we receive credit for non-cash items (for example, checks).

The daily balance method is used to calculate the interest on your account and the amount of interest you earn is based on the daily collected balance. The daily balance method applies a daily periodic rate to the full amount of principal in the account each day.